Property damage of some kind or other has become quite a regular phenomenon these days. It can be either a manmade disaster like an automobile accident or any natural calamity that may cost you a fortune. Though there are insurance companies to pay the compensation, getting reimbursement from these companies are often difficult. This is where you will need an efficient property damage attorney to fix the deal on your behalf.
However, before continuing with the roles and responsibilities of a property damage attorney, it is necessary to understand the two major types of property damage you need to get insured against. These include insurance against damages done to your property by a natural calamity or by a third party and insurance against the damages you have caused to someone else's property.
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It is better to appoint a property damage attorney as soon you experience any such damages and let them represent your case to the insurance companies. In fact, the executives of the insurance companies are very skilled and look for evidences, which they can use against you in case you make a claim for the damage caused. Therefore, appointing a property damage attorney is beneficiary as they are well accustomed with the loopholes and can handle the situation effectively.
The following are some of the categories under which the property damage attorney claims your damage:
o Compensatory Damages: The property damage attorney claims a compensation for the damage caused with the purpose of repairing the property. This particular claim is further divided into two sub categories:
Ø Claims for Special Damages: These types of claims are made if the damage is caused from the circumstances that occurred after the actual injury. These types of damages may include the need to hire replacement property, the cost of services and other similar unanticipated items.
Ø Claims for General Damages: These claims include the damages that are caused due to the act or failure to act properly on the part of the person to blame.
o Incidental Damages: Your property damage attorney makes these types of claims as reasonable charges that resulted from the injury. These may include the cost of delivery or expenses of photocopies and other documents.
o Punitive Damages: These claims are applicable in case of man made damages. The property damage attorney makes these types of claims against the party to blame so as to punish him/ her for their offence or oppressive behavior.
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