Many people in need of bankruptcy relief feel overwhelmed by their financial situation. The amount of debt they face can make them feel helpless and hopeless. Fortunately, an experienced attorney who specializes in bankruptcy law can make all the difference in the world for normal average Americans that have found themselves in financial distress.
Many lawyers will give a free consultation, and you should use this time to see if the lawyer is a good match for you. Does the attorney listen to what you have to say? Is he compassionate about your situation? How many years of experience does he have? Does his philosophy of dealing with debt and creditors coincide with your values? These are important questions, and you shouldn't hesitate to ask for information.
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In California, you can find that out at the California Bar Association web site ( http://www.calbar.org ). You can determine from information available on the site whether an attorney you are considering has a record of public discipline by the Bar Association. For instance, you wouldn't want to hire an attorney who has been disciplined for failing to file documents on time, missed deadlines, or who doesn't show up at court! (Really! These things do happen!) You might respond to an advertisement on television. While you may receive adequate service from the firm pitching to you on TV, remember that television ads are expensive and the cost must be passed on to the clients. Translation: you are likely to pay more.
When you do make an appointment to see an attorney, be sure to confirm before you come you will see an attorney won't take no for an answer. Don't even take "later" for an answer. Ask when you make the appointment, get this clear before you show up You want to speak with an attorney when you show up for your appointment, it is non negotiable.
Ask questions. Ask how you will be billed for legal services? Ask how many bankruptcies the attorney has handled? Is he familiar with Chapter 7 bankruptcy? Chapter 13 bankruptcy? In the end ask yourself do you feel like you can work with him/or her?
An experienced attorney with your best interest at heart will not be offended by questions asked in good faith. He will take the time to educate you about your options, and help you make an informed decision about how to better your financial situation.
Is Bankruptcy Right For You? Talk to Bankruptcy Attorneys Free and Confidential. Licensed bankruptcy attorneys are available. Attorneys will call you to discuss your case for free. Find out if bankruptcy is right for your situation.
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